http://www.weaponsofcashdestruction.com/credit/n55.html Is credit card debt consolidation right for you? Learn something about credit card debt consolidation here. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 You've heard of credit card debt--in fact, you might be up to your eyeballs in it. But have you heard of credit card debt consolidation? Ways to Get Credit Card Debt Consolidation When it comes to getting credit card debt consolidation, you can go it alone or go through a credit card debt consolidation company. The best way to do it on your own is to transfer all your credit card balances to a credit card with a 0% introductory rate and pay off the balance during the introductory period. If you can't quite swing that (since introductory periods range anywhere from six months to a year) then you can transfer it to another credit card with a 0% introductory period. When transferring balances this way, be sure to avoid cards with balance transfer fees or annual fees. Otherwise this method of credit card debt consolidation won't do you much good. If this method isn't for you, you can get credit card debt consolidation through a professional debt consolidation program. There's online debt consolidation, basic debt consolidation, bad credit debt consolidation, free debt consolidation and more. One of the many debt consolidation companies can tell you about the differences (which are slight) between each of these plans. And there are different debt consolidation programs within these plans too, like debt consolidation loans. Most debt consolidation plans will have you out of debt in five years. That might sound like a long time, but when it comes to credit card debt, doing it on your own could take anywhere from 13-25 years, depending on what your interest rates are and how much you owe. Credit card debt consolidation is starting to sound pretty good, isn't it? Sat, 26 Jul 2008 15:00:00 EDT